1. Acceptance of Terms / 条款接受

By accessing and using Digital Asset Calc ("the Tool"), you agree to be bound by these Terms of Service. If you do not agree, please do not use the Tool.

访问和使用 Digital Asset Calc（"本工具"）即表示您同意受本服务条款的约束。如果您不同意，请勿使用本工具。

2. Nature of Service / 服务性质

This Tool is for informational and estimation purposes only.

All calculations are estimates based on the inputs you provide
Results should be used as a reference, not as definitive valuations
Actual market prices may differ significantly from calculated values

本工具仅供参考和估算使用。所有计算均基于您提供的输入进行估算，结果仅供参考，不作为最终估值依据。实际市场价格可能与计算值有显著差异。

3. Financial Disclaimer / 财务免责声明

THIS TOOL DOES NOT CONSTITUTE FINANCIAL, INVESTMENT, OR LEGAL ADVICE.

We are not financial advisors or licensed professionals
Cryptocurrency investments carry significant risks, including total loss of principal
APY rates displayed are subject to change without notice
Past performance does not guarantee future results

本工具不构成财务、投资或法律建议。我们不是财务顾问或持牌专业人士。加密货币投资存在重大风险，包括本金的全部损失。显示的 APY 利率可能随时变化，恕不另行通知。过去的表现不保证未来的结果。

4. Limitation of Liability / 责任限制

We are not responsible for any financial losses incurred as a result of:

Decisions made based on calculations from this Tool
Cryptocurrency price volatility or exchange rate fluctuations
Changes in APY rates offered by third-party platforms
Transactions conducted on third-party exchanges
Technical errors, bugs, or inaccuracies in calculations

对于因以下原因造成的任何财务损失，我们概不负责：基于本工具计算结果做出的决定、加密货币价格波动或汇率变化、第三方平台提供的 APY 利率变化、在第三方交易所进行的交易、技术错误、漏洞或计算不准确。

5. Third-Party Links / 第三方链接

This Tool contains links to third-party websites (cryptocurrency exchanges). We:

Do not control or endorse these third-party services
Are not responsible for their content, policies, or practices
May receive affiliate commissions from these links

本工具包含第三方网站（加密货币交易所）的链接。我们不控制或认可这些第三方服务，不对其内容、政策或做法负责，并可能从这些链接中获得推广佣金。

Your use of third-party platforms is at your own risk and subject to their terms of service.

6. Cryptocurrency Risks / 加密货币风险

Users should be aware that cryptocurrency and DeFi involve:

Volatility: Prices can change dramatically in short periods
Regulatory Risk: Laws may change, affecting accessibility
Platform Risk: Exchanges may be hacked, become insolvent, or freeze funds
APY Variability: Yield rates can drop to 0% or platforms may change terms

用户应注意加密货币和 DeFi 涉及：价格波动（价格可能在短时间内剧烈变化）、监管风险（法律可能变化影响可访问性）、平台风险（交易所可能被黑客攻击、破产或冻结资金）、APY 变化（收益率可能降至 0% 或平台可能更改条款）。

7. Modifications / 条款修改

We reserve the right to modify these Terms at any time. Continued use of the Tool after changes constitutes acceptance of the new Terms.

我们保留随时修改本条款的权利。在条款变更后继续使用本工具即表示接受新条款。

8. Contact / 联系我们

For questions about these Terms, please open an issue on our GitHub repository.

如有关于本条款的问题，请在我们的 GitHub 仓库中提交 Issue。